Fiduciary Reviews

Fiduciary Reviews: Your personal, family and professional circumstances change over time. Simultaneously, the low interest rate environment and volatile investment portfolio returns have impacted insurance company profits, their general account portfolios and the viability of the products they issue and manage.

Trust-Owned life insurance policies should be periodically reviewed in order for the trustee to remain in compliance with requirements of the Uniform Prudent Investor Act:

Suitability
Product Pricing Analysis
Policy Maturity Risk
Policy Performance Risk
Life Insurance Carrier Credit Risk

Retirement & Insurance Resources provides the services needed to help trustees satisfy the UPIA requirements.

Securities Offered Through M Holdings Securities, Inc. A Registered Broker/Dealer, Member FINREA/SIPC. Investment Advisory Services Offered Through Advisors Trust Planning and Investment Company. Retirement & Insurance Resources is independently owned and operated. Retirement & Insurance Resources is a member of M Financial Group. Please go to https://www.mfin.com/disclosure for further details regarding this relationship

Check the background of this firm and/or investment professional on https://brokercheck.finra.org/.

For important information related to M Securities, refer to the M Securities' Client Relationship Summary (Form CRS) by navigating to https://www.mfin.com/m-securities.

This site if for information purposes and should not be construed as legal or tax advice and is not intented to replace the advice of a qualifies attorney, financial or tax advisor or plan provider.

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Private Insurance Resources

Fiduciary Reviews