Fiduciary Reviews

Fiduciary Reviews: Your personal, family and professional circumstances change over time. Simultaneously, the low interest rate environment and volatile investment portfolio returns have impacted insurance company profits, their general account portfolios and the viability of the products they issue and manage.

Trust-Owned life insurance policies should be periodically reviewed in order for the trustee to remain in compliance with requirements of the Uniform Prudent Investor Act:

  • Suitability
  • Product Pricing Analysis
  • Policy Maturity Risk
  • Policy Performance Risk
  • Life Insurance Carrier Credit Risk

Retirement & Insurance Resources provides the services needed to help trustees satisfy the UPIA requirements.