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Securities offered through M Holdings Securities, Inc., a registered broker/dealer, member FINRA/SIPC. Retirement & Insurance Resources is owned and operated independently from M Holdings Securities, Inc. Retirement & Insurance Resources is a member of M Financial Group. Please go to mfin.com/DisclosureStatement.htm for further details regarding this relationship.

Check the background of this Firm and/or investment professional on FINRA's BrokerCheck.

This website is intended for informational purposes and should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney, tax advisor or plan provider.

Traditional life insurance offered in Florida, Illinois, Maine, Maryland, Michigan, New Hamphsire, Ohio, Pennsylvania, Texas, South Carolina, South Dakota and Vermont. Residents of other states should consult with a local agent for insurance service.

Securities offered in Florida, Illinois, Maine, Maryland, Michigan, New Hamphsire, Ohio, Pennsylvania, Texas, South Carolina, South Dakota and Vermont. Residents of other states should consult with a local registered representative for securities products.

This site is not intended as an offer to sell securities, which may be done only after proper delivery of a prospectus and a client suitability review. Proper state registration is mandatory prior to conducting business in any state.

Securities Offered Through M Holdings Securities, Inc. A Registered Broker/Dealer, Member FINREA/SIPC. Investment Advisory Services Offered Through Advisors Trust Planning and Investment Company. Retirement & Insurance Resources is independently owned and operated. Retirement & Insurance Resources is a member of M Financial Group. Please go to https://www.mfin.com/disclosure for further details regarding this relationship

Check the background of this firm and/or investment professional on https://brokercheck.finra.org/.

For important information related to M Securities, refer to the M Securities' Client Relationship Summary (Form CRS) by navigating to https://www.mfin.com/m-securities.

This site if for information purposes and should not be construed as legal or tax advice and is not intented to replace the advice of a qualifies attorney, financial or tax advisor or plan provider.

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